California Wildfire Litigation – Legal Team Seeks Recovery of Losses That Are Not Covered by Insurance Companies

Bridgford, Gleason & Artinian, Frantz Law Group, APLC, McNicholas & McNicholas are helping victims of the California Wildfires, as well as victims of the resulting mudslides, obtain financial restitution for their losses.

James P. Frantz, owner and senior partner of the Frantz Law Group said “Many wildfires and mudslide victims find after rebuilding or repairing their property that the insurance proceeds do not fully compensate them for damages of rebuilding of their home, personal property and landscaping, including large trees. Landscaping coverage is usually a small portion of the overall insurance policy coverage that often excludes repairs for post-fire erosion control and replacement of native vegetation and large trees.”

He added, “The insurer will also likely not replace lost trees with trees of like size and maturity. For example, any large pine or fruit tree lost or significantly damaged will be replaced with seedlings, at best. We retain experts to determine the mature tree replacement value, usually $5,000-$50,000 per tree depending on the type, age and size of tree. These are underinsured damages. In addition to the underinsured economic damages, we will make claims for uninsured damages such as annoyance damages and payment of attorney’s fees and costs which we have been able to recover in past fire cases. We retain local arborists to tour the property and inspect damage to the landscaping and trees before removal of debris. Photographic evidence of the property post-fire and before cleanup is essential. We also retain landscape architects, real property appraisers, and construction estimators. Each of these experts has significant experience assessing potential damages concerning wildfires and determining the cost of repair and replacement and diminution in value of real property.”

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