It is a myth that wildfires are only a risk in California’s rural or wooded areas. Urban locations are also threatened by wildfires due to a combination of factors – and this risk is only increasing. These fires, known as “urban conflagration,” can result in serious damage to population-heavy metropolitan areas throughout California. Because the
Wildfires are a significant problem in California that continues to grow due to climate change and drier weather conditions. Insurance companies absorb billions of dollars in losses from wildfire claims they pay to policyholders. Subrogation is a means for an insurance company to recover the cost of claim payouts from the party responsible for causing
Zombie fires; also known as holdover fires, overwintering fires, and re-ignitions, are a potential risk when firefighters believe a wildfire has been extinguished, only to find that hidden hot spots remain. If it goes undetected, underground burning matter can be rekindled and cause another fire. In some cases, these hidden firebrands may exist for days
A wildfire can be extremely damaging, inflicting losses such as severe burn injuries and extensive property damage. Recovering from a California wildfire can be easier with a successful insurance claim that leads to financial compensation to cover the full extent of your losses. You need to prepare for potential challenges and common issues to get
Intersections are by nature dangerous locations for drivers, bicyclists and pedestrians, as it is where multiple directions of traffic intersect. The U.S. Department of Transportation estimates that every year, about one-half of all traffic injuries and one-quarter of all traffic deaths occur at intersections. One pressing danger for drivers is the possibility of inadequate visibility